Insurances 101

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Auto Insurance

Whether you’re trying to decide how much car insurance you need or want to know what an SR-22 is, you’ll find the answers trough us.
motorcycle

Motorcycle Insurance

From buying motorcycle insurance to staying safe on the road, get the information you’re looking for.
Commercial Vehicle Insurance

Commercial Vehicle Insurance

Learn the basics of commercial vehicle insurance and how it protects you and your business in the event of an accident involving a business vehicle.
houses

Renters Insurance

Find out what is covered – and not covered – by renters insurance, whether renters insurance is required or optional.
Homeowners

Homeowners Insurance

Homeowners insurance covers damage caused by fire, windstorms, hail, lightning, and vandalism, but typically excludes damage caused by flood or earthquake. Call us to learn more about how homeowners insurance works.
Landlord-Insurance

Landlord Insurance

Landlord insurance protects landlords and their property when renting out a residential home, apartment, or condo.
Business

Business Insurance

Business insurance covers your business in case of employee injury, accidents, or natural disaster.
RV

RV Insurance

Covers damage caused by fire, windstorms, hail, lightning, and vandalism but typically excludes damage caused by flood or earthquake.
Watercraft-Insurance

Watercraft Insurance

Watercraft insurance protects you and your watercraft or boat in the event of loss or damage.

Types of Coverage We Offer
DUI
Drivers who are facing DUI charges know how tough it is to obtain car insurance after a DUI. Fortunately, we can help.
SR-22
EUS Insurance makes it easy to file an SR-22 and obtain high-risk auto insurance that doesn’t cost a fortune.
Liability
Liability insurance pays for property damage you cause to others while driving.
Comprehensive
If your car is damaged from an incident that is out of your control, such as theft, fire, vandalism, hitting an animal, acts of nature, or glass damage, comprehensive coverage pays to repair or replace your car.
Collision
Collision insurance covers damage to your vehicle if you’re in an accident, regardless of who is at fault.
Uninsured/Underinsured
Uninsured/underinsured motorist coverage is applicable when you’re in an accident with a driver who DOES NOT HAVE INSURANCE or does not have enough insurance. Uninsured/underinsured motorist bodily injury and property damage coverage pays for your injuries and damages up to your policy’s limits.
Medical Payments
If you, your family members, or anyone in or around the accident are injured, regardless of fault, medical payments coverage pays for medical costs.
Rental Car Reimbursement
Rental car reimbursement pays for your rental car fees while your car is being repaired from a covered loss.
Gap Insurance
If your car is totaled, gap insurance will help pay off the balance of your loan.
No-Fault Insurance
No-fault pays medical expenses, and in some cases, loss of income, essential services, accidental death, funeral expenses, and survivor benefits.

Tickets? Accidents? DUI? WE Can Get You Insured
If you’ve had tickets, accidents, a DUI, or require an SR-22, EUS Insurance can help. We offer affordable car insurance for every type of driver; whether young or old, good driving record, or bad driving record – we can even help drivers who have been TURNED DOWN by other insurance companies or have had a LAPSE in insurance coverage. The advice of our insurance specialists will help you find the best high-risk auto insurance rates based on your specific situation.

Why (El Universo Services)EUS Insurance?
In addition to affordable car insurance, there are other benefits to insuring your car through us:
✓ EUS Insurance is recognized as an Agency you can trust and has been helping drivers save money on auto insurance for over 12 years
✓ We offer a wide range of auto insurance options — from the most basic to premium
✓ Affordable auto insurance policies for high-risk drivers who have been turned down elsewhere due to tickets, accidents, DUI, or SR-22 requirements
✓ English and Spanish-speaking agents available to answer your questions in person or by phone

INSURANCE OPTIONS
• Auto Insurance
• Motorcycle Insurance
• Commercial Auto Insurance
• Renters Insurance
• Homeowners Insurance
• Landlord Insurance
• Motorhome Insurance
• ATV Insurance
• Watercraft Insurance
• Snowmobile Insurance

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